ННІ "Дніпровський інститут інфраструктури і транспорту" (ДІІТ)
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ENG: Dnipro Institute of Infrastructure and Transport (DIIT)
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Browsing ННІ "Дніпровський інститут інфраструктури і транспорту" (ДІІТ) by Author "Abernikhina, Iryna"
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Item Methodical Approaches for Assessing the Financial Stability of Insurance Companies(Університет банківської справи Національного банку України, Харків, 2021) Abernikhina, Iryna; Toporkova, Olena A.; Sokyrynska, Iryna; Shylo, Liliya A.EN: The article summarizes arguments and counterarguments within the framework of a scientific discussion concerning the methodological ensuring for assessing the financial stability of insurance companies. The main purpose of the conducted study is indexes arrangement by which it is possible to assess the financial stability of an insurance company in accordance with the criteria (factors, sources) of its ensuring. Systematization of literary sources and approaches for solving the problem in managing the financial stability of an insurance company to ensure its stable development has shown that this issue remains unresolved to the full extent and requires detailing and indexes arrangement that can be used to assess the financial stability and determine its level. Actuality in solution of this scientific problem lies in the fact that financial stability of insurance companies is an important precondition for their survival in modern conditions, a factor of providing the insurance protection and maintaining the achieved standard of living of the population, full and timely performance of insurance obligations, effective and competitive functioning of the insurer in the future. In the article studies on the management of the financial stability of an insurance company on the basis of indexes arrangement of its assessment are performed in the following logical sequence: characteristic of the main tendencies in the development of the insurance market of Ukraine in recent years is outlined; the necessity of management of the financial stability of insurance companies is grounded in order to ensure their sustainable economic development; approaches to the definition in the essence of the financial stability of an insurance company are considered and the definition by Ukrainian researcher N. V. Tkachenko is adopted as the basis. On the basis of the analysis of recent scientific publications, theoretical and methodological developments by modern researchers, the authors of the article selected six groups of criteria for ensuring the financial stability, according to which the ratios for assessing the financial stability of insurance companies of these participants in financial markets are systematized and methodologically substantiated.Item Risk Management Based on Hedging Tools in an Export-Oriented Economy(РС ТЕСHNOLOGY СЕNTЕR, Kharkiv, 2024) Prokhorova, Viktoriia V.; Abernikhina, Iryna; Mushnykova, Svitlana A.; Bozhanova, Olena V.; Toporkova, Olena A.ENG: The object of this study is the process of risk management at enterprises in the metallurgical industry as a subject of foreign economic activity. Under the conditions of an export-oriented economy, it is important to have tools for early response to crises and challenges caused by various factors. Volatility of the market and global and domestic prices for key products and raw materials add uncertainty and encourage management to look for tools to protect their financial income. The construction of a risk map and the use of mathematical tools for forecasting and minimizing the negative consequences of the occurrence of risky events could contribute to making optimal management decisions in operational activities and in the pricing process. Interpretation of the risk management cycle for the needs of enterprises in the metallurgical industry will make it possible to adequately identify the risks inherent in the industry and devise measures for flexible response to crises and challenges. In the course of the study, it was found out that exporting companies need protection, first of all, against price risk, which increases significantly under the conditions of inflation and due to jumps in the consumer price index in a particular country. It is suggested to use hedging as a protection tool. Determining the perimeter of risk hedging by means of a risk-oriented selection of indicators (external and internal, commercial, and non-commercial risks) depending on a certain market situation will make it possible to establish a correlation between key influencing factors. The implementation of the risk-hedging cycle in the practice of the enterprises in the metallurgical industry will make it possible to ensure flexible management of the pricing procedure for metal products both in the domestic market and during foreign trade.